> ## Documentation Index
> Fetch the complete documentation index at: https://support.casapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# CasaPay Operator Plans: RentLink, Cover, and On-Time

> Compare the three CasaPay operator plans — from the free RentLink tier to Cover and On-time for rent protection and predictable payout timing.

CasaPay offers three operator plans. All three are built on the same foundation: tenant-ready payment requests with full rental context attached. The difference is what happens when rent is at risk or when predictable cash flow matters. Start free with RentLink and add a paid plan only when it fits your portfolio.

## RentLink — €0 CasaPay platform fee

RentLink is the foundation of every CasaPay operator account. It is completely free to use, with no platform fees to create or send payment requests.

<CardGroup cols={1}>
  <Card title="RentLink" icon="link" href="/operators/rentlink">
    **€0** CasaPay platform fee

    * Tenant-ready Payment Requests with rent and deposit context attached
    * Invoice PDF and due date included with every request
    * Real-time payment status and reconciliation
    * Rent and deposit context kept with each request
  </Card>
</CardGroup>

## Cover — from 1.5% of rent moved

Cover adds a payment guarantee to your RentLinks. If eligible rent goes unpaid, CasaPay steps in and pays you — then recovers the amount from the tenant. Payouts are made within 30 days of the due date.

<CardGroup cols={1}>
  <Card title="Cover" icon="shield-half" href="/operators/guarantee">
    **From 1.5%** of rent moved

    * Everything in RentLink
    * One month of guarantee cover included
    * Higher cover available (subject to agreement)
    * Evidence and dispute review before payout
    * 30-day payout timeline from the due date
  </Card>
</CardGroup>

## On-time — from 2.5% of rent moved

On-time gives you the same guarantee as Cover but removes the 30-day wait. Eligible payments are paid out the day after the due date, giving you predictable cash flow even when a tenant is late.

<CardGroup cols={1}>
  <Card title="On-time" icon="clock" href="/operators/guarantee">
    **From 2.5%** of rent moved

    * Everything in RentLink
    * One month of guarantee cover included
    * Higher cover available (subject to agreement)
    * Evidence and dispute review before payout
    * Payout at due date + 1 day
  </Card>
</CardGroup>

<Note>
  Payment processing charges may apply to all plans. Cover and On-time fees are subject to eligibility, agreed cover limits, evidence, dispute review, and operator terms. The tenant remains liable for any amounts CasaPay pays on their behalf.
</Note>

## How RentLink stays free

RentLink carries a 0% CasaPay platform fee because the business is funded by optional add-ons — not by charging operators to collect rent.

**Optional operator add-ons** — Operators who need protection or predictable payouts can choose Cover or On-time. These paid plans generate the revenue that keeps RentLink free for everyone else.

**Optional tenant add-ons** — Tenants can choose paid options such as no-deposit move-ins through CasaPay Plus and split payments (coming soon). Revenue from these tenant services also contributes to keeping RentLink at €0 for operators.

<Tip>
  Start with RentLink free and get comfortable with the workflow. Add Cover when you want protection against eligible unpaid rent, or On-time when predictable cash flow becomes a priority for your portfolio.
</Tip>